Privacy Policy
Last updated: September 15, 2026
At VR Personal Finance (VRPF), your privacy and trust are of utmost importance to us. This Privacy Policy outlines how we collect, use, protect, and share your personal information when you engage with our personal finance consulting services, use our website, or interact with our digital content.
1. Information We Collect
Personal Information
To provide you with tailored financial advisory services, wealth management, and retirement planning, we collect personal data that you voluntarily provide, such as:
- Full name and contact details (email address, phone number, mailing address)
- Demographic data (date of birth, employment details)
- Financial information (income, expenses, assets, liabilities, insurance policies, and tax information)
Usage and Tracking Data
When you visit our website, we automatically collect non-personal data through cookies and tracking pixels (such as Google Tag and Meta Pixel). This includes your IP address, browser type, device information, pages visited, and interactions with our site.
2. How We Use Your Information
We use your information strictly for the following purposes:
- To deliver personalized financial consulting, expense management, and advisory services.
- To communicate with you regarding your financial plans, inquiries, or account updates.
- To analyze website performance and improve our user interface and consulting dashboards.
- To run targeted advertising campaigns for our own services (we do not host third-party ads on our site).
- To ensure compliance with legal and regulatory requirements.
3. Cookies, Tracking, and Advertising
We use tracking technologies, specifically Google Tag and Meta Pixel, to understand how users interact with our site and to deliver relevant advertisements about VRPF services on external platforms (like Google and social media).
Consent: These tracking scripts will only be activated if you explicitly consent via our website's cookie banner. You can withdraw this consent or manage your preferences at any time by clearing your browser cookies or updating your preferences via our site.
4. Sharing Your Information
We do not sell your personal financial data for monetary gain. However, to operate our business and marketing efforts, we share data with:
- Service Providers: Trusted third parties who assist us in delivering our services (e.g., software providers, tax consultants). They are bound by strict confidentiality agreements.
- Advertising Partners: Under certain privacy laws (like the CCPA), sharing tracking data with platforms like Google and Meta for retargeting purposes is considered "sharing" or "selling" data. You have the right to opt-out of this tracking via our cookie banner.
- Legal Authorities: When required to comply with applicable laws, regulations, or court orders.
5. Data Security
Given the sensitive nature of financial data, we implement robust security measures, including data encryption, secure access protocols, and regular security audits. While we strive to maintain the highest standards of data protection, no transmission over the internet is 100% secure.
6. Your Rights
Depending on your location (including rights under the Indian DPDP Act, GDPR, and CCPA), you have the right to:
- Access the personal information we hold about you.
- Request corrections to inaccurate financial or personal data.
- Withdraw your consent for data processing and marketing tracking at any time.
- Request the deletion of your personal information, subject to our legal and regulatory retention obligations as financial advisors.
7. Contact Us & Grievance Officer
In compliance with the Digital Personal Data Protection Act (DPDP), we have appointed a Grievance Officer to address your privacy concerns, data access, or deletion requests.
Grievance Officer: Abhinav Verma
VR Personal Finance
Email: vrpersonalfinance@gmail.com
Phone: +91 9056005257
Address: Chandigarh, India